Legal
Hubtel is certified and regulated as a service provider. Here are our terms of service.




- General Terms of Service
- Service Fees
- Certification and Regulation
- Refund Policy
- Privacy Policy
- Mobile Messaging Terms
- KYC Policy
- Information Security Policy
- Data Retention & Protection Policy
- Consumer Protection Policy
- Anti-Money Laundering Policy
- Anti-fraud Policy
- Warning / Disclaimer: Notice of Non-Liability for sharing OTP
- Car Insurance Agreement
- Independent Rider Contractors
Certification and Regulation

Bank of Ghana License
Enhanced Payment Service Provider (PSP)


ISO 27001:2022
ISO 27001:2022 certified by Professional Evaluation and Certification Board (PECB)

PCI DSS
Payment Card Industry Data Security Standards Certified